Financial Reform Is Floundering
Mar 6th
It should tell you something that Funny or Die’s star-studded video of past presidents encouraging Obama to pass financial reform attracted more attention than any one piece of financial commentary in recent days. While health care reform still holds the political spotlight, efforts to clean up Wall Street are withering on the vine. Here’s how:
- Dodd Shoots Down Key Proposal “Just one day after the Obama administration formally spelled out its proposal for the Volcker Rule,” a rule, in essence, banning banks from proprietary trading, “Senator Chris Dodd has basically shot it down,” decides Business Insider’s John Carney, reviewing the senator’s remarks. “The Volcker rule is dead.”
- It Was Already Dead–Financial Reform Itself Is Nearly Dead “The trouble the Senate is having getting any financial regulation done is very well-known at this point,” explains The Atlantic’s Daniel Indiviglio. “The possibility that Banking Committee members would derail the progress they’ve made by adding in these very controversial changes is pretty unlikely.”
- Obama Proposed It at the Wrong Time, suggests Douglas Elliot at Brookings, speaking of the Volcker Rule. “There was a fair amount of initial consternation [in Congress], since the administration had already passed up several earlier opportunities in 2009 to indicate that such limits were important or even desirable.”
- Financial Reform Merely a Hail Mary Given the Volcker rule’s lack of support, Reuters’ James Pethokoukis wonders why Obama is “pushing it.” His answer: “it is about the only part of his agenda with any popular support. Certainly not healthcare or cap-and-trade or the stimulus. Anti-Wall Street populism works, so more anti-Wall Street populism we will get.”
- And a Pretty Half-Hearted Hail Mary at That, adds a distraught Simon Johnson at The Baseline Scenario. He’s still wincing over testimony from Assistant Secretary for Financial Stability Herb Allison, who declared “there is no too big to fail guarantee on the part of the U.S. government.” That’s just false, thinks Johnson, and the Obama administration is shooting itself in the foot by spreading this version of events: “Should we cry for what this implies about Secretary Geithner’s commitment to real reform–if there is no issue with ‘too big to fail’, then why do you need any new laws that try to address this issue (e.g., such as the Volcker Rules, sent to Congress this week)?” The Nation’s Zach Carter is similarly pessimistic, though for different reasons:
President Barack Obama and Congress had three major tasks they had to accomplish with financial reform: End too-big-to-fail, rein in the over-the-counter derivatives market that brought down A.I.G. and put an end to consumer abuses. Obama punted on too-big-to-fail before even submitting a plan to Congress, refusing to break up the big banks into small-enough-to-fail units. In the House, lawmakers effectively sacrificed derivatives to salvage the CFPA. If Dodd proceeds with a gutted version of the CFPA, every aspect of the Wall Street overhaul will have been entirely undermined.
Using other Peoples Info To ensue Your Adsense Cash
Nov 6th
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Some Essential Features Your Blog Must Have
Oct 22nd
Just don’t focus on the Blog, keywords and titles.
The first step to sales when customers visit your site to see the products they were looking for. Of course, search engine optimization (SEO) and better rankings can’t keep your customer on your site or make them buy. The customer having visited your site, now ensure that he gets interested in your products or services and stays around. Motivate him to buy the product by providing clear and unambiguous information. Thus if you happen to sell more than one product or service, provide all necessary information about this, may be by keeping the information at a different page. By providing suitable and easily visible links, the customer can navigate to these pages and get the details.
Understanding Your Target Customer
If you design a website you think will attract clients, but you don’t really know who your customers are and what they want to buy, it is unlikely you make much money. Website business is an extension or replacement for a standard storefront. You can send email to your existing clients and ask them to complete a survey or even while they are browsing on your website. Ask them about their choices. Why do they like your products? Do you discount prices or offer coupons? Are your prices consistently lower than others? Is your shipping price cheaper? Do you respond faster to client questions? Are your product descriptions better? Your return policies and guarantees better than your competitor’s? To know your customer you can check credit card records or ask your customer to complete a simple contact form with name, address, age, gender, etc. when they purchase a product.
Does your website give enough contact information?
When you sell from a website, your customer can buy your products 24 hrs a day and also your customers may be from other states that are thousands of miles away. Always provide contact information, preferably on every page of your website, complete with mailing address, telephone number and an email address that reaches you. People may need to contact you about sales, general information or technical problems on your site. Also have your email forwarded to another email address if you do not check your website mailbox often. When customer wants to buy online provide enough options like credit card, PayPal or other online payment service.
